My Simple Philosophy About Spending - 방 한 칸에 살아도 마음이 편하면 된다 — 나의 소비 철학
I have had a simple idea since I was young. Even if I live in just one room, I want to feel at peace. Of course, living in a nice house, buying nice things, and traveling are all good. But if I have to worry about money all the time, I do not think that kind of life is worth it. My spending rule is very simple. If I have the money, I do it. If I don't, I don't. If I want to travel but cannot afford it, I can wait for another chance. If I want something, I do not have to buy it right away. Golf is the same. I love golf, but I do not change my golf clubs every time a new model comes out. My current clubs are good enough for me to enjoy the game. Of course, if I really need new clubs and have enough money, I can buy them. But if I don't have the money, I can keep using the clubs I already have. I can buy them when I have the money. If I don't, I can still enjoy golf. How Credit Cards Change the Way We Spend Credit cards make it easy to buy things now and pay for them later...